U R Home Texas pre-paid to lock this rate on this address.
Cobblestone · McAllen · Move-in ready
7309 N 55th Street
McAllen
4 bed · 2.5 bath · 2,250 sqft · 1 story · 2-car · $415,000
This home's locked rate
5.375%
30-yr fixed · 6.458% APR* · 3.5% down
Market rate today ≈ 6.5% → $2,367/mo
This home → $2,243/mo
Everyone's waiting for rates to fall. On this house, they already did.
What this home's locked rate saves you
You save
$0every month
You save
$0every year
You save
$0over the life of the loan
Compared with buying this same home at $388,000 with today's ~6.5% market rate. Principal & interest only.
Your numbers
Make the payment yours.
1
Who's buying?
2
Fine-tune your fit
Credit score
580740
Down payment
3.5%10%
3
Loan program
30 years of savings
Small every month. Serious over time.
Your selection saves about $124 every month versus buying at $388,000 with a 6.5% rate, and it adds up.
5 yrs · $7,443
10 yrs · $14,886
30 yrs · $44,658
The home
Designed for how life really flows.
“An open-concept layout creates a natural connection between the kitchen, dining, and living areas, with the kitchen at the center of the home. Four bedrooms give flexibility for family, guests, a home office, or changing needs, with modern finishes and practical spaces near the growing Trenton corridor and everything North McAllen offers.”
Bedrooms
4 · primary on main
Baths
2 full · 1 half
Living area
2,250 sqft
Garage
2-car
Location
7,500 sqft lot · McAllen
Completion
Move-in ready
School district
Sharyland ISD · Sharyland Pioneer HS
Where you'll live
North McAllen, without the North McAllen wait.
McAllen address, Sharyland ISD schools. Ask us for the elementary and junior high campuses for this lot.
Trenton Rd corridor
3 min
H-E-B / shopping
5 min
Sharyland ISD
Sharyland Pioneer High School
Expressway 83
10 min
How the lock works
Three steps to a 30-year advantage.
You qualify at 5.375%, not today's market rate. That's the advantage.
Close within the lock window (60–90 days) and the rate is yours for 30 years.
One home. One rate. Gone when it sells.
Buyers must still qualify for the loan. The rate lock is tied to this address.
Built by U R Home Texas
Backed by a written builder warranty.
1 year
Workmanship and materials, from the day you close.
2 years
Plumbing, electrical and HVAC systems as we installed them.
2 years
Roof leak coverage, plus a 30 day move-in review for cosmetic and finish items.
Warranty requests go through your own Buildertrend homeowner portal, set up at closing, with a direct line for anything urgent. Appliances and equipment carry their own manufacturer warranties on top. Limited warranty; full terms provided at closing.
Cobblestone · McAllen
Move-in ready
Private tours
Want to walk it this week?
Private tours any day, at the time that works for you. No appointment needed on open house days.
What's kept you from making a move so far: the payment, or waiting on rates?
If rates stay where they are for another year, what does that cost you?
If a finished home already came with 5.375% locked, would it be worth twenty minutes to see it?
If so, pick a time. We'll meet you there.
Questions, answered
Before you walk through the door.
Financing through CMG Home Loans. Jason Flores, Loan Officer, NMLS ID 2392390.